Further Facts about Frozen Pensions
With the compliments of British Age Pensioner Alliance

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ARE YOU FROZEN OR ARE YOU NOT ?

We are only entitled to
what we paid for



Some people, including politicians, think that all Frozen Pensioners around the world are fighting to get the full British State Retirement Pension. That is not so; we are only asking for our full entitlements in accordance with our individual contribution records.

The amount we can expect depends on the number of years we worked in the UK and contributed to the National Insurance Fund (NIF), We are not entitled to the full basic pension unless we contributed throughout our working lives.

All additional pensions such as the State Earnings Related Pension Scheme (SERPS) are also calculated according to contributions.

Other factors which can affect calculation of your entitlement are more complex.

Everybody gets the same pension for the same contribution, unless they decide to retire overseas, in which case their pension may be frozen, If the pension is frozen, its real value will decrease every year down to 50% or less of the purchasing power of the pension you would get in an indexed country.


for example:

Frozen Indexed
Canada USA
Japan Germany
New Zealand Philippines

Where is the logic in it ?



The following is a list of all the Frozen countries
Also see the non frozen countries European Economic Area Member States
and
Countries with which the UK has a Reciprocal Agreement indexed annually

Countries where English is an official, or widely spoken, language are shown in Red.

Afghanistan

Congo, Democratic Republic (Zaire)

Jordan

Papua New Guinea

St Helena & Deps

Albania

Cook Islands

Kenya

Paraguay

St Lucia

Algeria

Costa Rica

Kiribati

Peru

St Martins

Andorra

Cuba

Kuwait

 

St Vincent and the Grenadines

Anguilla

Djibouti

Laos

Qatar

Sudan

Antigua

Dominican Commonwealth (Dominica )

Lebanon

Rebublic Of Georgia

Surinam

Argentina

Dominican Republic

Lesotho

Republic Of Armenia

Swaziland

Ascension Island

Ecuador

Liberia

Republic Of Azerbaijan

Syria

Australia

Egypt

Libya

Republic Of Belarus

Tahiti

The Bahamas

El Salvador

Macau

Republic Of Kazakhstan

Taiwan

Bahrain

Ethiopia

Madagascar

Republic Of Kyrgyzstan

Tanzania

Bangladesh

Falkland Islands + Deps

Malawi

Republic Of Moldovia

Thailand

Barbuda

Faroe Islands

Malaysia

Republic Of Turkmenistan

The Russian Federation

Belize

Fiji

Maldives

Republic Of Uzbekistan

Togo

Benin

 

Mexico

Republic Of Yemen

Tonga

Bhutan

The Gambia

Monaco

Rwanda

Tours

Bolivia

Ghana

Montserrat

 

Trinidad and Tobago

Botswana

Greenland

Morocco

San Marino

Tunisia

Brazil

Grenada

Mozambique

Sarawak

Turks & Caicos Islands

Brunei Darussalam

 

Namibia

 

Uganda

Burkina Faso

Guatemala

Nepal

Saudi Arabia

Ukraine

Burma

Guinea

Nevis, St Kitts Nevis

Senegal

Uruguay

Cambodia (Kampuchea)

Guyana

New Caledonia

Seychelles

Vanuatu

Cameroon

Haiti

New Zealand

Sharjah

Venezuela

Canada

Honduras

Nicaragua

Sierra Leone

Vietnam

Cape Verde Islands

Hong Kong

Niger

Singapore

Virgin Islands (British)

Cayman Islands

India

Nigeria

Solomon Islands

 

Central African Republic

Indonesia

Norfolk Island

Somalia

Zambia

Chile

Iran

Oman

South Africa

Zimbabwe

China

Iraq

Pakistan

South Korea

 

Colombia

Japan

Panama

Sri Lanka

 

European Economic Area Member States
Full pension paid and indexed annually

Austria Malta
Belgium Netherlands
Bulgaria Norway
Cyprus Poland
Denmark Portugal
Finland Republic of Estonia
France Republic of Latvia
Germany Republic of Lithuania
Gibralter Republic of Slovenia
Greece Romania
Hungary Spain
Iceland Sweden
Ireland Switzerland
Italy The Czech Republic
Liechtenstein The Slovak republic
Luxembourg  

Countries with which the UK has a Reciprocal Agreement
Full pension paid and indexed annually

Alderney Macedonia
Barbados Puerto Rico
Bermuda Republic of Bosnia Herzegovina
French Overseas Departments Republic of Croatia
Guam Sark
Guernsey Samoa
Israel Serbia & Montenegro
Jamaica Turkey
Jersey United States of America
Mauritius Virgin Islands (USA)
Philippines  

A Total of 46 unfrozen countries with about 550,000 indexed pensioners uprated annually
plus over 11,000,000 indexed pensioners in the
United Kingdom
An overall total of nearly 12,
000,000 fully indexed.

Compare that with the 500,000 British State pensioners in countries where they are frozen.

50% of them are in Australia.

The facts about frozen pensions

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With the compliments of the British Age Pensioner Alliance