Further Facts about Frozen Pensions

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ARE YOU FROZEN OR ARE YOU NOT ?

We are only entitled to
what we paid for



Some people, including politicians, think that all Frozen Pensioners around the world are fighting to get the full British State Retirement Pension, That is not so, We are only asking for our full entitlements ? in accordance with our individual contribution records.

The amount we can expect depends on the number of years we worked in the UK and contributed to the National Insurance Fund (NIF), We are not entitled to the full basic pension unless we contributed throughout our working lives.

All additional pensions such as the State Earnings Related Pension Scheme (SERPS) are also calculated according to contributions.

Other factors which can affect calculation of your entitlement are more complex.

Everybody gets the same pension for the same contribution, unless they decide to retire overseas, in which case their pension may be frozen, If the pension is frozen, its real value will decrease every year down to 50% or less of the purchasing power of the pension you would get in an indexed country.


for example:

Frozen Indexed
Canada USA
Japan Germany
New Zealand Philippines

Where is the logic in it ?



The following is a list of all the Frozen countries
Also see the non frozen countries European Economic Area Member States
and
Countries with which the UK has a Reciprocal Agreement indexed annually

Countries where English is an official, or widely spoken, language are shown in Red.

Afghanistan

China

Iraq

Pakistan

South Korea

Albania

Colombia

Japan

Panama

Sri Lanka

Algeria

Congo, Democratic Republic (Zaire)

Jordan

Papua New Guinea

Sri Lanka

Andorra

Cook Islands

Kenya

Paraguay

St Helena & Deps

Anguilla

Costa Rica

Kiribati

Peru

St Lucia

Antigua

Cuba

Kuwait

Puerto Rico

St Martins

Afghanistan

Djibouti

Laos

Qatar

St Vincent and the Grenadines

Albania

Dominican Commonwealth (Dominica )

Lebanon

Rebublic Of Georgia

Sudan

Argentina

Dominican Republic

Lesotho

Republic Of Armenia

Surinam

Ascension Island

Ecuador

Liberia

Republic Of Azerbaijan

Swaziland

Australia

Egypt

Libya

Republic Of Belarus

Syria

The Bahamas

El Salvador

Macau

Republic Of Kazakhstan

Tahiti

Bahrain

Ethiopia

Madagascar

Republic Of Kyrgyzstan

Taiwan

Bangladesh

Falkland Islands + Deps

Malawi

Republic Of Moldovia

Tanzania

Barbuda

Faroe Islands

Malaysia

Republic Of Turkmenistan

Thailand

Belize

Fiji

Maldives

Republic Of Uzbekistan

The Russian Federation

Benin

French Overseas Departments

Mexico

Republic Of Yemen

Togo

Bhutan

The Gambia

Monaco

Rwanda

Tonga

Bolivia

Ghana

Montserrat

Samoa Western

Tours

Botswana

Greenland

Morocco

San Marino

Trinidad and Tobago

Brazil

Grenada

Mozambique

Sarawak

Tunisia

Brunei Darussalam

Guam

Namibia

Sark

Turks & Caicos Islands

Burkina Faso

Guatemala

Nepal

Saudi Arabia

Uganda

Burma

Guinea

Nevis, St Kitts Nevis

Senegal

Ukraine

Cambodia (Kampuchea)

Guyana

New Caledonia

Seychelles

Uruguay

Cameroon

Haiti

New Zealand

Sharjah

Vanuatu

Canada

Honduras

Nicaragua

Sierra Leone

Venezuela

Cape Verde Islands

Hong Kong

Niger

Singapore

Vietnam

Cayman Islands

India

Nigeria

Solomon Islands

Virgin Islands (British)

Central African Republic

Indonesia

Norfolk Island

Somalia

Virgin Islands (USA)

Chile

Iran

Oman

South Africa

Zambia

       

Zimbabwe

European Economic Area Member States
Full pension paid and indexed annually

Austria Malta
Belgium Netherlands
Bulgaria Norway
Cyprus Poland
Denmark Portugal
Finland Republic of Estonia
France Republic of Latvia
Germany Republic of Lithuania
Gibralter Republic of Slovenia
Greece Romania
Hungary Spain
Iceland Sweden
Ireland Switzerland
Italy The Czech Republic
Liechtenstein The Slovak republic
Luxembourg  

Countries with which the UK has a Reciprocal Agreement
Full pension paid and indexed annually

Alderny Mauritius
Barbados Philippines
Bermuda Republic of Bosnia Herzegovina
Macedonia Republic of Croatia
Guernsey Serbia & Montenegro
Israel Turkey
Jamaica United States of America
Jersey  

A Total of 46 unfrozen countries with about 550,000 indexed pensioners uprated annually
plus over 11,000,000 indexed pensioners in the
United Kingdom
An overall total of nearly 12,
000,000 fully indexed.

Compare that with the 500,000 British State pensioners in countries where they are frozen.

50% of them are in Australia.

The facts about frozen pensions

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